972-613-2224
972-613-2224
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bout Us

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Co-Founders
 

Commercial Insurance Solutions (CIS) was originally created as a full-service commercial insurance and risk management firm completely focused on the unique operations of the commercial real estate industry, specifically the apartment sector. As apartment owners ourselves, we intimately understand the ongoing operational struggle and daily hurdles of the industry of both owner-managed and 3rd party assets. Our strengths lie in its people, industry knowledge, processes, and carrier/market relationships.

No matter what level of coverage you need, our team will help you select the best coverage for your property and your company. Our commitment is to educate and guide you in choosing the right insurance solutions to secure your business. Let’s discuss your unique needs to ensure comprehensive coverage that suits your operations.

Commercial Insurance Solutions (CIS) was originally created as a full-service commercial insurance and risk management firm completely focused on the unique operations of the commercial real estate industry, specifically the apartment sector. As apartment owners ourselves, we intimately understand the ongoing operational struggle and daily hurdles of the industry of both owner-managed and 3rd party assets. Our strengths lie in its people, industry knowledge, processes, and carrier/market relationships.

No matter what level of coverage you need, our team will help you select the best coverage for your property and your company. Our commitment is to educate and guide you in choosing the right insurance solutions to secure your business. Let’s discuss your unique needs to ensure comprehensive coverage that suits your operations.

The CIS Difference

Our mission in this industry remains the driving force behind our daily goal—to be F.A.S.T.

Focused – We focus on one thing and do it better than anyone else. We are in the real estate investment property insurance/risk management business…period. All day, every day our concentration and attention are on protecting commercial real estate properties and their owners. We do this without distraction and with a relentless and tireless spirit.

Agile – In the way only the fleet and nimble can be, we stay close to the client and in tune with changing market conditions. Our structure is streamlined and efficient which allows us to be incredibly responsive to the needs of our clients.

Strong Culture – We offer a results-obsessed culture dedicated to producing bottom line results. “A demand for excellence with a sense of urgency” describes the cultural dynamic in the firm. Our core values—integrity, accountability, excellence, honesty, passion, and service—underpin all decisions, great and small.

Top of League Performers – Our ‘Industry IQ’ is unmatched. We have an experienced and talented team that provides highly valued services to property owners, managers, and developers of all sizes with assets located throughout the United States. We’re dedicated, detail-oriented, and driven to succeed.

Graphic element for "Why we are different"
Graphic element for "Why we are different"

Core Values

Our core values–integrity, accountability, excellence, honesty, passion and service—underpin all decisions, great and small.

Acrisure Network

In 2013, the decision was made to merge with a growing national firm, Acrisure, (www.acrisure.com). Acrisure’s integrity and mission mirrors CIS’s and with our new partnership it has enabled CIS to maintain and increase a national presence in the commercial real estate industry while at the same time broadening our domestic and international carrier relationships, product offerings and program capabilities while becoming one of the Top 10 insurance brokerages in the United States.

2000
Apartment Specialty Team
Justin Trail & Cheryl Morris Pitts were part of the Apartment Specialty Team at another Agency but knew there had to be a better way to take care of client needs without multiple layers of bureaucracy.
2000
2003
Apartment Insurance Solutions (AIS)
Justin and Cheryl left to start Apartment Insurance Solutions (AIS) and were determined to be better and more efficient in helping their clients with needs related to their real estate investments. They specialized in the industry and knew the metrics that are fundamental to a successful return on investment.
2003
2006
Commercial Insurance Solutions (CIS)
Apartment Insurance Solutions expanded into Commercial Insurance Solutions (CIS) with the same core specialty in real estate investments, primarily in the apartment space, but also working with our clients on their broader portfolio investments including commercial and retail investments.
2006
2013
Hotels division was added
CIS added a Hotels division early in 2013 with the same core expertise in the real estate asset of the hotel.
2013
2013
Partner with Acrisure
CIS became a partner with Acrisure, LLC as their first Texas agency partner acquisition.
2013
2023
20-year anniversary
CIS celebrated its 20-year anniversary of helping clients protect their commercial properties.
2023

Marketplace Relationships

In the past decade, we’ve seen an exponential increase in global claims and those numbers are continuing to rise. Domestic & international carriers are under great scrutiny and being held accountable to some of the most stringent underwriting criteria with minimal new meaningful capacity entering the market from either the insurance or reinsurance side.

We at CIS are in the insurance marketplace daily both in the US and the international markets leveraging our knowledge, portfolio size of over 1M units nationwide, and most importantly our carrier, underwriter and broker relationships. Our expertise in the apartment space coupled with our strategic and creative thinking allows us to provide numerous competitive options based on your risk tolerance and lender allowances/flexibilities.

Claims Advocacy

At Commercial Insurance Solutions (CIS), we take a proactive approach to claims management. Our dedicated CIS Claims Team is always prepared to assist, regardless of the time or severity of the situation. With a focus on quick and clear communication, our experienced claims department stays ahead of any potential issues, ensuring clients receive their claim proceeds as soon as possible. We continuously monitor active claims, identify trends, and collaborate with all parties involved, deploying a range of resources, including vetted roofing, restoration and reconstruction experts upon request. CIS Claims is committed to being your trusted partner throughout the claims process, offering comprehensive advocacy and support.
STEP 1
STEP 2
STEP 3
STEP 4
Data Collection & Claim Reporting
CIS provides tools for the data collection needed to properly report the claim to the relevant carriers.
Consultation for Property Security & Protection
CIS will work with your team in the immediate aftermath of a claim to secure and protect your property until adjusters are able to get on site.
Navigation of the Claim Process with Assigned Adjustor
CIS works as your liaison to answer questions, gather data and work with the assigned adjustor processing your claim to move the claim forward through resolution.
Successful Resolution of Loss
CIS prides itself in having a group of claims professionals to work with our Client in creating a successful resolution of the loss.
Case Study

In a brief period as a customer the way CIS handled my claim made me a long time client. We had fire in a 10 unit building and they immediately went to work advocating for us with the insurance company. They worked alongside the adjuster to help us understand the process and made sure all damages were covered. We could not be more pleased with CIS.

– Matt
NOI/CAP Rate
We understand that NOI is a key metric and anything we can do to positively influence NOI improves the assets’ performance and, ultimately, its value. Linearly relative to annual operating performance and exponentially relative to the Cap rate of a disposition of the asset.
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About Your CIS Team

  • Apartment, Hospitality & Development Specialist – All Day, Every Day
  • 20+ Years Average Experience
  • Capacity to address uneven/unexpected workflow
  • Utilize best resources regardless of geographic region
  • Straightforward, Honest & Transparent
  • Client first approach with no prescriptive service model
  • Tailored service to fit your needs
  • Comprehensive claims advocacy
  • Lender agreements reviewed within 24 hours
  • 24/7 Availability
  • Access to claims/counsel 24/7
  • Quick turnaround for potential new RPM acquisitions/3pm
  • Quarterly meetings to review prior quarter activities
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KFC/AT
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CA
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CMP/CJ
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Hospitality
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Admin/Accounting
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Justin Trail
Founder, President & Chief Executive Officer

Justin Trail is the founder and President/CEO of Commercial Insurance Solutions Group, LLC, a national retail insurance brokerage company specializing in the risk management of real estate investment portfolios. Mr. Trail’s business acumen and knowledge of both the real estate and insurance industries is a key to his success. His passion for customer service and his creative, out of the box thinking, is a thread that runs throughout CIS. Mr. Trail is also the co-founder of C1 Insurance Group and cofounder and director of Spicewood Funding Group, a specialty finance company. He served on the Board of Directors for publicly traded Triumph Bancorp (Nasdaq-TBK) from 2010-2020 and is currently the Chairman of their wholly owned insurance subsidiary, Triumph Insurance Group. Mr. Trail also serves as a director at the NMHC (National Multifamily Housing Council) and numerous non-profit organizations. Mr. Trail is an active real estate and business investor with a passion for investing in young, up and coming business professionals.

Mr. Trail graduated from Texas A&M University with a Bachelor of Science in 1994 and a master’s degree in 1996. Mr. Trail has 3 daughters and is an avid outdoorsman and wildlife conservationist.

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Cheryl Morris Pitts
Co-founder, Senior Account Executive and Chief Underwriting Officer

Cheryl Morris Pitts, CPCU, is the co-founder of Commercial Insurance Solutions Group, LLC and serves as the senior account executive and Chief Underwriting Officer. Mrs. Pitts has over 42 years of experience in the insurance industry and currently holds Lloyds of London Cover holder status (2012 to present). Programs generated in Lloyds include a Property Program for small operators less than $25MM in value coupled with a General Liability program serving apartment communities in the Southern/Southeastern United States. Mrs. Pitts is instrumental in the marketing, research, and development of various insurance programs. Along with her property & casualty license, she also holds her surplus lines license. Mrs. Pitts is married and has 2 daughters and 4 grandchildren. Mrs. Pitts enjoys spending time at church along with her family and their extracurricular activities. Mrs. Pitts is a member of the Dallas Chapter of the CPCU Society and currently working toward Associate in Risk Management designation.

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Ray Deaton
Partner, Executive Vice-President and Chief Operating Officer

Ray Deaton is a partner and the executive vice president and COO of Commercial Insurance Solutions Group, LLC where he oversees the daily operations and sales team, manages his own client base, and continues to develop carrier & broker relationships both domestically and internationally. He also leads the Multifamily Practice for Acrisure, LLC (CIS’s parent company). Prior to Mr. Deaton joining CIS in 2009, he acquired 16 years in Sales/Sales Management, Operations Management, Human Resources and Quality Assurance/Customer Satisfaction for Carl Sewell and his nationally recognized family-owned automotive company. During this time period, Mr. Deaton was actively involved, not only in the daily operations of each individual location, but in the strategic planning and oversight for the entire company. Mr.

Deaton’s success at Sewell Automotive Companies led to his career move to CIS. Mr. Deaton graduated from Texas A&M University in 1993 and has also attended continuing education courses at University of Virginia – Darden School of Business, SMU – Cox School of Business and Texas A&M University- Mays School of Business. Mr. Deaton is married and has a son and 2 daughters. He is active in his church, several non-profits including Board of Directors of IIAD (Independent Insurance Agents of Dallas) and enjoys baseball, golf, and outdoor activities.

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Chris Austin
Partner, Senior Vice President – Strategic Initiatives

Chris Austin is a partner and managing principal of Commercial Insurance Solutions Group, LLC. Mr. Austin began his insurance career in 2004 after spending 10 years in the sales and marketing for the technology sector. During his tenure in the technology industry, he was responsible for the sales of equipment, service, and software for Fortune 1000 companies. Mr. Austin currently manages his client base in addition to leading special projects and overseeing strategic relationships for the company. Mr. Austin is also cofounder of C1 Insurance Group where he serves in an advisory role and producer mentor. Mr. Austin graduated from Texas A&M University in 1992. His passion is for his family – wife, son and daughter, their activities as well as spending time in the outdoors partaking in a variety of conservation efforts.

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Teresa Smith
Chief Administrative Officer

Teresa joined CIS in 2011 after spending over 20 years in hospitality management and development in the Caribbean. Her keen ability to manage resource potential at all levels while driving sound strategic goals and programs through creativity and consistency have helped her manage the day-to-day office operations at CIS.

As an experienced entrepreneur with strong Financial, Strategic Development and Sales background she also understands and anticipates both our teams needs and our client’s needs and expectations.

She holds a P&C license, both a CIC and CRM designation and is a graduate of the University of North Texas. Mrs. Smith enjoys spending time with her husband, especially outdoors and at college football games and she is active in her church especially in mission related projects.

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Daphne Holcomb
Chief Financial Officer
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