Buying a house or a new car is an exciting milestone full of celebration. What many people don’t consider is protection. With headlines and social feeds dominated by news of natural disasters and other events, it’s important to consider and take measures against risks to the things you care about.
Acrisure leverages the best of human and high-tech to help clients find the right solution to protect your important investments, property and everything else that matters.
“Our role as insurance broker is to be a counselor for our clients,” said Steve Brown, Head of Private Risk Advisors at Acrisure. “At the end of the day, nobody wants a claim. We help our clients better protect themselves and work to stop problems before they happen. Insurance can serve as an important tool if all these other things don’t work.”
Prevention and Education
A key part of managing personal risk is being proactive. Failing to take proper precautions can cost you more money in the long-term and could put your insurance policy at risk of not being renewed.
Here are some examples of action items that you could take at home to help reduce your risk:
- Install a water suppression system to stop a water leak
- Bolt your house to the foundation in an earthquake zone
- Install hurricane shutters when in a hurricane zone
- Have a family evacuation plan in case of an emergency
- Clear all brush at least 200 feet from your home (creating defensible space) if in a fire area
- Fence in all pools to prevent accidents from happening
- Develop a safe Internet usage family policy to prevent fraud
And, of course, you need a Partner you trust who can educate you on risk management measures and solutions available to you.
Viewpoint for 2023: Being Proactive Matters
Other than the risk of not being able to secure insurance coverage, failing to take preventative action can cost you more in the long-term as well.
There has been a significant rise in rebuilding costs – i.e., the cost of materials needed to make repairs – in recent years. Due to lingering effects of the COVID-19 pandemic and ongoing supply chain issues, replacement material pricing can more than double in the event of a catastrophe.
Taking proactive actions like the ones listed above can help reduce these costs by minimizing your claim amount and the number of repairs needed. If you would like to get a head start on protecting your personal property in 2023, please visit our website to request a customized insurance quote or connect with an Acrisure Partner!
IMPORTANT NOTICE
The products or services identified herein may not be available in all jurisdictions. The information and descriptions contained herein (a) are not necessarily intended to be complete descriptions of all applicable terms, conditions, and exclusions of the policies referenced, (b) are provided solely for general informational purposes, and (c) should not be viewed as a substitute for legal, regulatory, or other advice on any particular issue or for any particular reason. The advice of a professional should always be obtained before purchasing any insurance product or service, and you should not rely on the information provided herein for the prevention or mitigation of risks or as a full and complete explanation of coverage under any insurance policy. While the information contained herein has been compiled from sources believed to be reliable, no warranty, guarantee, or representation, either expressed or implied, is made as to the correctness or sufficiency of any representation contained herein.
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